platform · FTC Act §5 · EEOC Title VII · NAIC Model Bulletin
Social Casino / Virtual Currency
Loot box open = bind decision — receipt for regulators
—Unacknowledged gambling layer (GCI)
Regulatory exposure — commonly overlooked:
Studio claims 'not gambling' — AG owns predatory design finding. · Federal agencies disagree on AI approach — but examiners agree internal logs are insufficient.
TAM / Exposure
Gamification of everything — prediction + social casino convergence
Insurance lines
E&O · Consumer class action
Exhibit authority
US Federal Exhibit — Social Casino Spend Gate Pack
Global leaders
Mobile game studios · Loot-box platforms · NAIC · FTC · EEOC · CFPB · NIST
Minor spend
Bind before high-value virtual currency debit.
Whale churn
Refusal receipt when model flags compulsion pattern.
Store takedown
Apple/Google review wants audit trail.
[United States (Federal)] Agency pincer
FTC, CFPB, EEOC, and DOJ all active on AI — one receipt chain satisfies cross-agency discovery.
[United States (Federal)] Federal preemption fight
State laws filling void — multistate operators need jurisdiction-tagged receipts.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.