Insurance · PAS bind-gate · carrier wedge

AI tried to bind coverage — prove what did not happen.

Bind-gate blocks capital commitment before side effects. Restraint receipt + stranger verify — no login, no trusting Velaru.

Carrier bind flow (~10 seconds)

1Underwriting agent proposes policy_bind — capital commitment moment.

2Bind-gate evaluates frozen Handler Receipt + delegation → BLOCK.

3Restraint receipt proves what did not happen — signed and timestamped.

4Anyone verifies at /verify — no Velaru account required.

Run carrier demo (~10s) Pre-dispute bundle Verify a receipt Carrier book Broker desk

API try-it (sandbox)

Public demo key velaru_public_demo — isolated log, 10 req/min.

curl -X POST https://velaru-erra.onrender.com/api/v1/restraint \\
  -H "Content-Type: application/json" \\
  -d '{"action_not_taken":"policy_bind","decision_reason":"Delegation limit exceeded","domain":"insurance"}'

curl -X POST https://velaru-erra.onrender.com/api/v1/classify \\
  -H "X-API-Key: velaru_public_demo" \\
  -H "Content-Type: application/json" \\
  -d '{"message":"Bind general liability policy","domain":"insurance"}'

Proof-bound settlement (optional)

Bind payment hash to governed decision — twin receipt for premium settlement rails when you need it.

Integration guide · vs NotaryOS scorecard