← Mandate Registry · 7 mandate layers · payout_rail
payments ·
Payout Rail / Clear-Before-Wire
Per-withdraw bind at $0.05–$0.25/hop scales to operator millions
—Agent payout + affiliate withdraw fraud
Regulatory exposure — commonly overlooked:
Operator skips gate to reduce friction — owns chargeback and runner fraud.
Sleep deposits
Stripe webhook on metered payout checks.
Multi-tenant
One API — global operators plug in.
Clear before wire
USDC move requires clear_id receipt.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
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Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
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Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
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Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
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Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
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Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
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Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
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