healthcare · HIPAA · FDA SaMD guidance · EU AI Act Annex III
Veterinary Triage AI
Pet insurance denies claim — prove AI triage decision
—HB 3773 AI in employment (live)
Regulatory exposure — commonly overlooked:
Trupanion owns claim denial — vet owns malpractice · Chicago = AmTrust HQ = hiring AI civil rights law live NOW. Notice + audit trail or per se violation.
TAM / Exposure
$60B US vet services
Insurance lines
E&O · Cyber · Sector liability
Exhibit authority
Illinois IHRA AI Pack — Veterinary Triage AI External Validation Pack
Global leaders
Trupanion · Chewy Vet · AVMA · IL Dept Human Rights · AmTrust · Equifax Workforce
Pet insurance boom
$4B US pet insurance — AI triage in every claim file.
Televet liability
Async AI triage crossing state vet license lines
[Illinois] BIPA + HB 3773 stack
Biometric hiring + AI employment decisions — double exposure for same tool.
[Illinois] Home court
Illinois employers and insurers underwriting them need Illinois-specific receipt metadata.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →