healthcare · HIPAA · FDA SaMD guidance · EU AI Act Annex III
Veterinary Triage AI
Pet insurance denies claim — prove AI triage decision
—Colorado AI Act high-risk deployment
Regulatory exposure — commonly overlooked:
Trupanion owns claim denial — vet owns malpractice · First comprehensive US state AI law — impact assessments require documentation Velaru generates.
TAM / Exposure
$60B US vet services
Insurance lines
E&O · Cyber · Sector liability
Exhibit authority
Colorado AI Act Pack — Veterinary Triage AI External Validation Pack
Global leaders
Trupanion · Chewy Vet · AVMA · CO AG · Counterpart · Colorado Division of Insurance
Pet insurance boom
$4B US pet insurance — AI triage in every claim file.
Televet liability
Async AI triage crossing state vet license lines
[Colorado] Developer vs deployer
Colorado splits obligations — receipt chain clarifies who documented what when.
[Colorado] Insurance nexus
Colorado insurers using AI in underwriting must comply while selling AI EPL.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →