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Veterinary Triage AI
Pet insurance denies claim — prove AI triage decision
—DPDPA 2023 enforcement + SEBI AI circular
Regulatory exposure — commonly overlooked:
Trupanion owns claim denial — vet owns malpractice · Fastest AI adoption market — US vendor contracts don't cover DPDPA fines.
Pet insurance boom
$4B US pet insurance — AI triage in every claim file.
Televet liability
Async AI triage crossing state vet license lines
[India] SEBI listed cos
Material AI risk disclosure to stock exchange — receipt satisfies audit trail.
[India] UPI + AI
India digital payments + AI fraud — RBI expects explainable decline decisions.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory Clock
Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.
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Domain Classifier
Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.
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Exhibit / Filing Pack
Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.
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Mandate Registry
Enroll deployers/insureds under vertical-specific governance mandate.
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Bind / Action Gate
ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker.
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Compliance Certificate
Deployer-facing downloadable cert — forward to counsel, auditor, regulator.
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Actuarial / Risk Feed
Anonymized asymmetry signals for pricing, reserving, reinsurance correlation.
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