financial · NAIC Model Bulletin · EU AI Act Annex III · Colorado AI Act
Reinsurance CAT Modeling AI
CAT model AI update — reinsurer owns reserve miss
—NAIC catastrophe modeling AI
Regulatory exposure — commonly overlooked:
Cedents trust model — cannot reproduce AI assumption chain · Annex III high-risk list covers 8 domains — one vertical per domain minimum for compliance.
TAM / Exposure
$600B global reinsurance
Insurance lines
E&O · Cyber · Sector liability
Exhibit authority
EU AI Act Conformity Pack — Reinsurance CAT Modeling AI External Validation Pack
Global leaders
Munich Re · Swiss Re · RMS · EU AI Office · EDPB · European Parliament
Ian / Ida lessons
Model miss = solvency event — AI model change control critical.
Munich Re aiSure
Needs behavioral data Velaru asymmetry feed provides
[European Union] FRIA requirement
Fundamental rights impact assessment for public/high-risk — exhibit pack maps to FRIA.
[European Union] PLD strict liability
Dec 2026 product liability directive — software and AI explicitly included.
[Text / Chat] Modality hook
Baseline — all frameworks apply to text decisions.
7 mandate layers (live)
Regulatory ClockCountdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition.Open →
Domain ClassifierIndustry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping.Open →
Exhibit / Filing PackRegulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11.Open →
Mandate RegistryEnroll deployers/insureds under vertical-specific governance mandate.Open →