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Auction House AI

Auction House AI — AI decision audit trail required for liability defense

—AIDA (pending) + OSFI E-23 model risk

Regulatory exposure — commonly overlooked:
Niche Auction House AI deployer owns AI harm — vertical SaaS vendor owns liability cap. · Quebec Law 25 already strict on automated decisions — ROC catching up with AIDA.

TAM / Exposure

Global Auction House AI market

Insurance lines

E&O · Cyber · Sector liability

Exhibit authority

Canada OSFI E-23 Pack — Auction House AI External Validation Pack

Global leaders

Sector regulators · Vertical SaaS platforms · OSFI · RBC · OPC · AMF Quebec

Niche litigation

Auction House AI plaintiffs challenge AI decision without independent verify.

Insurance bind

Sector insurers asking AI governance questions on Auction House AI accounts.

[Canada] OSFI banks

Canadian bank AI — E-23 model risk parallels SR 11-7.

[Canada] Bill C-27

AIDA when passed — early receipt infrastructure = compliance head start.

[Text / Chat] Modality hook

Baseline — all frameworks apply to text decisions.

7 mandate layers (live)

Regulatory Clock Countdown to operative regulatory deadline — NAIC adoption, GSE mandate, EU transposition. Open →

Domain Classifier Industry-specific SAFE/CRISIS/VIOLATION with regulatory framework mapping. Open →

Exhibit / Filing Pack Regulator-ready external validation — NAIC Exhibit D, Fannie QC, EU FRIA, FDA Part 11. Open →

Mandate Registry Enroll deployers/insureds under vertical-specific governance mandate. Open →

Bind / Action Gate ALLOW/BLOCK before consequential action — bind policy, sell loan, deactivate worker. Open →

Compliance Certificate Deployer-facing downloadable cert — forward to counsel, auditor, regulator. Open →

Actuarial / Risk Feed Anonymized asymmetry signals for pricing, reserving, reinsurance correlation. Open →

Run auction_house demo Regulatory calendar Download exhibit pack Verify independently