VELARU GALACTIC EXHIBIT PACK — POST-QUANTUM CRYPTOGRAPHY
Jurisdiction: Florida (us_fl)
Modality: Text / Chat
Program: Velaru Post-Quantum Cryptography · Florida (galactic_post_quantum_us_fl)
Product ID: post_quantum:us_fl:bundle:text
Vertical: post_quantum
Generated: 2026-08-18T13:38:53.956759Z
Authority: Florida OIR AI Pack — PQC Migration Decision Audit Pack
Deadline: FL HB 919 AI disclosure + property insurance crisis
Velaru verify: https://velaru-erra.onrender.com/verify

EXHIBIT A — AI INVENTORY
[]

EXHIBIT B — GOVERNANCE FRAMEWORK
{
  "framework": "Velaru Mandate Registry \u2014 Post-Quantum Cryptography",
  "exhibit_authority": "Florida OIR AI Pack \u2014 PQC Migration Decision Audit Pack",
  "regulatory_frameworks": [
    "NIST FIPS 203/204/205",
    "NSM-10",
    "EU eIDAS 2.0",
    "FL HB 919",
    "Florida Information Protection Act",
    "Citizens Property Insurance"
  ],
  "standards_alignment": [
    "POSS-2",
    "DRP-1",
    "TCB",
    "FRE 707 pre-compliance",
    "ISO 42001"
  ],
  "human_oversight": "sign cryptographic record",
  "third_party_verification": "https://velaru-erra.onrender.com/verify (operator-independent)",
  "data_lineage": "Hash-chained Ed25519 receipts; optional RFC3161 + external anchor",
  "mirror_trap": "Ed25519 receipts valid today \u2014 quantum threat requires algorithm agility documented in receipt metadata. \u00b7 Florida property insurers using AI for claims while Citizens backs up market \u2014 AI claim denial = political lightning rod.",
  "chain_integrity": {
    "depth": 3,
    "invariant_holds": true
  }
}

EXHIBIT D — DATA INPUTS & VALIDATION
{
  "data_validation_method": "Cryptographic receipt per AI decision; public verify without trusting deployer, vendor, or Velaru operator",
  "bias_testing_proxy": "Asymmetry score from live chain signals",
  "model_change_control": "Policy lock registry \u2014 criteria hash frozen pre-dispute",
  "logging_retention": "90-day pre-dispute window minimum; permanent verify permalinks",
  "external_validator": "Nisaba LLC / Velaru",
  "validator_independence": "Client-side Ed25519 verify; BYOK tri-receipt optional",
  "headline_stat": "Harvest now decrypt later \u2014 receipts signed today must plan ML-DSA migration",
  "global_leaders_addressed": [
    "NIST",
    "NSA",
    "Cloudflare",
    "Google",
    "CISA",
    "Florida OIR",
    "Citizens Property",
    "Universal Property"
  ]
}

MIRROR TRAP (regulatory insight)
Ed25519 receipts valid today — quantum threat requires algorithm agility documented in receipt metadata. · Florida property insurers using AI for claims while Citizens backs up market — AI claim denial = political lightning rod.

NERVE CARDS — WHY GLOBAL LEADERS CARE
[
  {
    "title": "FIPS 203/204/205",
    "body": "NIST PQC standards finalized \u2014 migration receipt proves compliance timeline.",
    "source": "vertical"
  },
  {
    "title": "eIDAS 2.0",
    "body": "EU qualified signatures moving to PQC \u2014 cross-border receipt compatibility.",
    "source": "vertical"
  },
  {
    "title": "Long retention",
    "body": "7-year financial records \u2014 receipts must survive quantum timeline.",
    "source": "vertical"
  },
  {
    "title": "[Florida] Hurricane claims AI",
    "body": "Post-Idalia/Ian claims AI scrutiny \u2014 bad faith with AI lowball estimate.",
    "source": "jurisdiction"
  },
  {
    "title": "[Florida] Surplus lines",
    "body": "Florida largest homeowners market collapse \u2014 AI underwriting receipt mandatory for OIR exam.",
    "source": "jurisdiction"
  },
  {
    "title": "[Text / Chat] Modality hook",
    "body": "Baseline \u2014 all frameworks apply to text decisions.",
    "source": "modality"
  }
]

BOOK SUMMARY: {
  "total_insureds": 0,
  "compliant": 0,
  "grace_period": 0,
  "non_compliant": 0,
  "expired": 0,
  "not_enrolled": 0,
  "compliant_pct": 0.0
}

TAM / EXPOSURE: Global crypto migration · every signed receipt must plan PQC upgrade
INSURANCE LINES: Cyber, E&O

DISCLAIMER: External validation evidence pack — not legal advice, not filed rate approval.