{"book_asymmetry_distribution":[],"carrier_id":null,"cer_runtime_export":{"decision_count":0,"decisions":[],"schema":"velaru-cer-export-v1","transfer_aligned_count":0,"transfer_aligned_ratio":null},"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-08-15T05:33:49.345620Z","insurance_lines":["AI liability","E&O","D&O"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"$50B+ US P&C \u00b7 AI governance exam on insurer AND insured","vertical_key":"insurance","vertical_name":"AI Liability Insurance"}